I look at renting vs buying through the lens of financial independence.
I break down the true costs and long term outcomes of both strategies, and offer a framework for helping you figure out which one is the best choice for you.
Enjoying the show? The best way to support it is by sharing it with others or leaving a quick rating or review. It helps more people discover the podcast – cheers!
You can read an article version of this podcast here.
Tune in on Spotify or Apple, or find it in your favourite podcast app.
📘My Book
The ultimate guide to FI for Aussies – clear, simple, and practical. Grab it on Amazon, Audible and Spotify.
🏠Mortgage Broker
My trusted contact for all things home loans, including debt recycling. Easy to work with and super helpful. Check them out.
🤝Financial advice
An advisor I trust who can help with planning, retirement, or optimising your strategy. Learn more.
📊 Sharesight
What I use to track my portfolio, dividends and capital gains. Try it here.
Some links may benefit this blog at no extra cost to you. I only recommend what I use and trust — thanks if you choose to check them out.
Thanks for tuning in! You can check out my other audio content on the podcast page.
!If you got value from the show, the best way to support it is by sharing it or leaving a quick rating or review. It helps more people discover the podcast!
Have something to add to this discussion? Share your thoughts in the comments below.
This article explains why being ‘priced out’ is mostly fear-driven hype – and how good financial habits give you the freedom to buy when it suits you (even if prices keep rising).
I just made one of the biggest changes to my investing strategy in a long time. I expect it to make a seven-figure difference to my retirement balance.
Money, freedom, and a better life - delivered to your inbox
Practical insights to help you build wealth & actually enjoy it.
Great pod Dave! I followed the Rich Dad Poor Dad advice that your house is a liability as it doesn’t generate income while you live there, hence I’m renting while investing in income generating assets (property+dividend shares). It’s going well so far however I do see the benefit and peace of mind of owning your PPOR as worrying about rent increases/bond claims, not being able to change things, and FOMO due to Australia’s property obsession are a bother.
Hi Dave,
I didnt think I needed this information as My wife and I had recently paid off our modest house. And I thought I knew it all about this. But hearing you summerse all the information blew me away.
I was worried for my young children if I needed to start saving for helping them buy an appartment when they are young adults to get on the property ladder. But your episode has put my mind at ease. Thank you!
Kind Regards,
Dave (as well haha)
Congrats on being mortgage free!
Great to hear you got value from the episode. I’ll be doing a couple more housing focused ones later this year addressing things like that – the fear around getting on ‘the ladder’ and why I don’t believe young people who are half good with money will be priced out, and how to buy something suitable without destroying your finances 🙂