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Creating Freedom Through Financial Independence


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April 21, 2024 The Power Of Deliberate Spending

Why deliberate spending is my favourite money management style.  What it really means and how you can use it as your situation and priorities change over time.

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March 22, 2024 Is The Great Taking Real?

My thoughts on ‘The Great Taking’.  An idea that the masses will lose untold amounts of wealth in the next financial crash, due to a deliberate plan by mysterious figures.

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March 9, 2024 Should You Buy An EV? (And Why I Did)

I explain why (and how) I bought a Tesla. The experience so far.  How much it cost, and ongoing savings/expenses. Charging options + EV basics. Tax rebates + subsidies. And whether you should get an EV.

The government is passing stage 3 tax cuts in 2024
February 23, 2024 Stage 3 Tax Cuts Explained (Taxes and FIRE)

The new tax cuts and how it affects different income levels.  What impact does it have on FIRE?  What about franking credits and living off your portfolio?  Plus thoughts on future tax changes.

February 5, 2024 Strong Money Household Spending in 2023

A full breakdown how and where we spent our money in 2023, including lots of pictures from throughout the year.  See what changed (and why) and read about our spending plans for 2024.

January 25, 2024 80/20 Rule: The Pareto Principle for Financial Independence

How to harness the 80/20 rule across your income, spending, investing, and life in general, to make more progress with less frustration.

January 6, 2024 How to Level Up Your Life & Finances In 2024

My best advice for having a great year.  Improving your mindset.  Spending more consciously.  Boosting your income.  Perfecting your investment portfolio.  And living a healthier life.

December 20, 2023 What If Everyone Pursued Financial Independence?

If people spent less, wouldn’t the economy collapse? What happens when everyone saves and invests? If lots of people retire, who does the important jobs? And how do we generate enough tax revenue?

December 3, 2023 Should You Pay Off Your Home, Invest, or Debt Recycle at Higher Interest Rates?

Should you pay down your mortgage or invest when interest rates are high? What about debt recycling? Let’s discuss the benefits of each and figure out which is the best option.

November 24, 2023 Some Notes & Lessons on Dealing with Loss

I share what I’ve learned through the experience of my dog passing away.  Thoughts on dealing with loss in a healthy way, and how to navigate the ups and downs.

November 18, 2023 Early Retirement & Post-FI Resources Page

A central hub for content and resources focused specifically on transitioning to FI or semi-retirement life.  My best articles, interviews with others, calculators, social groups and more.

November 15, 2023 Does Renting Make Your Finances More Predictable?

I compare renting vs owning a home and look at which option gives you more control and predictability over your personal finances.  Warning: may trigger homeowners.

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