I recap the events of 2021 for the Strong Money household.  What we spent our time doing this year, the good bits and the not so good bits.

We discuss different insurance options and discuss whether they’re worth having, strategies for reducing your insurance costs, other ways to protect yourself and more.

My current portfolio, dividend income for 2021, which shares we’ve been buying and my views on the property and share markets.

Questions:  Investing strategy for super.  Our favourite podcasts. Changes to Vanguard Personal Investor.  Listener case study.  Starting as a teenager with $500.

Dealing with common fears and anxiety around leaving work, awkward conversations about FIRE, managing debt in retirement and convincing yourself it’s safe to step into freedom.

We discuss how robo-advisors work, the pros and cons, their investment strategies, fees, and how they compares to DIY alternatives.

I break down the pros and cons of all-in-one funds like DHHF and VDHG for long term investors.

We discuss some powerful savings strategies help you sharpen your finances while providing plenty of other life-enhancing benefits too!

Looking at whether using a smaller deposit (and paying LMI) to buy a home and investing the difference works out better than the typical large deposit approach.  And whether paying LMI to buy sooner makes sense.

We discuss whether outsourcing anything financial makes sense, or whether we should strive to do it all ourselves.  Financial planning, investment portfolios, paying for advice, accounting, budgeting and more.

We discuss transitioning from full time work to semi-retirement. Dealing with employers, managing your finances, and how Pat is approaching it as he plans his transition right now.

My advice on how to get yourself ready for early retirement, lessons and reflections from my own experience and what I would do differently.