All Content

Your Flex Rate: The Crucial Factor Behind A Successful Early Retirement

I break down the concept of your ‘flex rate’, and how it can help you retire sooner and with greater peace of mind.  This can create years of extra freedom and squash the fear of not having enough money.

Podcast: Minimalism and Financial Independence

We discuss the huge overlaps between Minimalism and the pursuit of financial independence.  The benefits, the possible drawbacks, and how to put these lessons into practice in our everyday lives.

How We’re Buying A House During Early Retirement

I share our house-buying experience while not working.  Why we bought, what type of property we bought, how we’re financing it, and whether it affects our FI numbers.

50 Enjoyable Low Cost Things To Do

There’s a huge amount of ways we can spend our spare time which are fun, meaningful and also help us save.  Here’s a list of 50 enjoyable low cost activities I came up with.

Podcast: Are Young People Screwed?

Most commentary implies that the future is bleak, and young people are screwed since there are so many factors working against us.  Is this true?  We unpack the arguments today and share our thoughts.

Podcast: Personal Habits for Wealth and Happiness

The personal habits and traits we discuss are key to building a happy and prosperous future. They help us reach our goals, but keep our lives balanced and healthy too!

How to Actually Pull The Plug and Leave Work

Dealing with common fears and anxiety around leaving work, awkward conversations about FIRE, managing debt in retirement and convincing yourself it’s safe to step into freedom.

DHHF & VDHG: Is A One Fund Portfolio All You Need?

I break down the pros and cons of all-in-one funds like DHHF and VDHG for long term investors.

The Questions, Complaints and Criticisms About Retiring Early

Addressing some complaints and criticism of the FI movement and the idea of retiring early to do things other than full-time work, without a gigantic level of wealth.

Should You Borrow to Invest in Shares?

Is borrowing to invest in shares a good strategy? Will it help you reach FI faster?  I explain everything you need to consider in this article.

Why I Moved My Investments Over to Pearler

After years of using other low cost brokers, I’ve decided Pearler is comfortably the best option for long term share investing. This article explains the reasons why.

The Ultimate Guide to Debt Recycling (2021 Updated and Revised)

An in-depth breakdown of the debt recycling strategy and how it can help you invest and pay down your mortgage at the same time in a tax effective manner.