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Mortgage vs Investing vs Debt Recycling at Higher Interest Rates

Should you pay down your mortgage or invest when interest rates are high? What about debt recycling? Let’s discuss the benefits of each and figure out which is the best option.

Some Notes & Lessons on Dealing with Loss

I share what I’ve learned through the experience of my dog passing away.  Thoughts on dealing with loss in a healthy way, and how to navigate the ups and downs.

Early Retirement & Post-FI Resources Page

A central hub for content and resources focused specifically on transitioning to FI or semi-retirement life.  My best articles, interviews with others, calculators, social groups and more.

Does Renting Make Your Finances More Predictable?

I compare renting vs owning a home and look at which option gives you more control and predictability over your personal finances.  Warning: may trigger homeowners.

Retirement Update – Notes from the Other Side #2

An update of how early retirement is unfolding this year.  What I’ve been spending my time on, and how the various parts of my life are going (with plenty of pictures!).

Open Home Loans: New Tech to Get the Best Rate Automatically?

Open Home Loans is a new digital mortgage broker aiming to simplify the home loan process and automate better deals. I talk to the founder about how they’re doing it.

Everyday Benefits of Having More Freedom in Your Life

We all know the big benefits of financial independence. But what about the other ways your life might change? There’s a surprising number of important yet often overlooked benefits to having more freedom.

Is Financial Independence Immoral?

Are we wrong to retire early?  Is the FIRE movement bad for society?  Are we all just being selfish and not thinking about the bigger picture?  I tackle these criticisms and more.

What If I Woke Up Broke?

From start to finish, how I would approach the FI journey if I woke up broke. What work I’d do, whether I’d buy or rent, lifestyle, savings rate, etc. Could I do it again, and how long would it take?

My Thoughts On Die With Zero (Book Review)

I share my honest thoughts on the ideas and concepts inside one of the most popular books in the personal finance community.

How to Become Rich AND Happy in One Blog Post

Becoming rich and happy are probably the two most common aspirations.  I explain how to achieve both, why I’m still working on it, and how one can help with the other.  It’s not complex, but it takes time and effort.

Side Hustles: Are They Worth It?

A detailed look at side hustles, and whether they can help you achieve your financial goals.  I look at the numbers, pros and cons, things to consider, and who’s best suited to take on a side hustle.