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Creating Freedom Through Financial Independence

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Markets in 2026 (and what I’m doing)

January 18, 2026

678Years of Freedom Created

There’s a lot going on in the world right now.

So it’s a good time to reflect on your investing strategy and how you might adapt (or solidify) your approach moving forward.

In my latest article, I look at the most popular places to put your hard-earned savings: US shares, Aussie shares, emerging markets, property, and offset accounts.

I share my thoughts on each of them currently, how they compare to each other, explain who they’re best suited to and where they fit into my overall plans.

Read: An Overview of Markets in 2026​


STRONG MONEY PODCAST

To help you make the most of 2026, my latest Strong Money podcast is all about levelling up multiple areas of your life.

I talk about how to improve your focus and mindset, getting more value and alignment from your spending, boosting your income, and reflecting on your goals to get clarity on your life direction.

Listen here on Spotify, Apple, or on the website

Read the article version 
here


AUSSIE FIRE PODCAST

Some big news for podcast lovers – we’re now doing weekly episodes of Aussie FIRE – so I’ve got 2 episodes to share with you.

The first is a listener Q&A. In this one we cover ETF strategy, our thoughts on Coast FIRE, dividends vs growth as you’re approaching retirement and when (if ever) cash ETFs make sense.

Listen now on Spotify or Apple

And in our latest episode, we were joined by an Aussie FIRE listener to discuss their situation.

Renee and her husband have been building wealth for a while and wanted to know where they should focus next. We look at how close they are to FI, and when they could look at enjoying more family time.

Listen now on Spotify or Apple


​​THOUGHTS OF THE WEEK​

We live in an age of bingeing and extremes. So a sensible person now looks like a cheapskate, when really, they’ve just decided not to live constantly at the upper limit of what they can afford. Having even a mild level of restraint makes you look like a monk by comparison.

The number you need for financial independence can change DRAMATICALLY depending on where you live. Change the location, change the number. You might like a place, but what’s an extra 5-10 years of complete freedom worth to you?

People care more about looking rich than becoming rich. They care more about sounding smart than being smart. And they care more about what others think of them than what they think of themselves. Many lives are based on empty projections and an endless quest for external approval.


​TRIBE FI (IN PERSON EVENT)

If there’s one thing people in the personal finance space lack, it’s being able to spend time with like-minded people.

One Strong Money reader Rob set out to change that in a big way. He’s created something called Tribe FI. Last year he ran a multi-day retreat in NSW which was a big success – with speakers and activities to create that a combination of community/learning/fun.

Well he’s now doing the same thing in Perth this March, and I’m gonna be there too. Check it out if that sounds like your thing – and use the discount code ‘Strong Money’ when booking your ticket for $30 off.

Since it includes all accommodation, meals and activities over 3 nights, it’s not super cheap – but Rob does these at cost price because he loves it. So if that’s your thing, I might see you there!


STRONG MONEY ON THE MOVE

As you read this, I’m in Victoria visiting family.

I was also in the big smoke – Melbourne – recently for a brief visit, where I met Owen from Rask and some of his team. Might be hanging out with Aussie Firebug too if things line up (he’s about an hour away from my town).

It was my first ever in-person interview in a proper podcast room with cameras everywhere (few pics from Melb on my socials, links at the bottom of this email).

We chatted about how feasible FIRE is in 2026, and some key concepts from my new book. I think the interview went well, thankfully! I’ll share when it’s out – likely my next newsletter.

The Strong Money Australia book has now sold 40,000 copies 🔥 Designed as the complete guide to financial independence for Aussies. Find out more here.

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