We break down exactly how much you need to retire early.
We explore the famous 4% rule, where it came from, and whether it’s still a reliable rule of thumb.
We also explain how to live off your assets in practice, other considerations like home ownership and property investments, as well as how to approach financial planning with flexibility and common sense.
Everything we do comes with benefits and drawbacks. When we ‘sacrifice’ one thing for another, we’re choosing a better set of benefits and drawbacks. And if that’s the case, then it’s not really sacrifice at all.
I break down the concept of your ‘flex rate’, and how it can help you retire sooner and with greater peace of mind. This can create years of extra freedom and squash the fear of not having enough money.