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Creating Freedom Through Financial Independence

Australia’s ultimate free
resource to help you:

Reach financial independence and retire early

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Take the right first steps on your journey with special content made for those just getting started.

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Not a beginner? Start browsing through the content library and see what sparks your interest.


Who is Dave Gow?

After leaving work, I decided to share my thoughts on saving, investing, and the mindset that helped me reach financial independence.
From forklift driving to Financial Independence and freedom at 28.
Latest Articles
January 28, 2023

Our Household Spending in 2022 (Full Breakdown)

I share exactly how much money we spent in 2022, the breakdown for every single category, and how it compares to the prior year.

January 7, 2023

How to Spend More Money and Still Become Richer

Why it’s okay to increase your spending as you become wealthier. And how to do it in such a way that guarantees you keep on getting richer. Plus my thoughts on operating like a rich person.

December 22, 2022

Looking Back on 2022: Our Year in Review

In this post I share what we’ve been up to this year. We bought a house, continued volunteering, I wrote a book, we kept investing + lots more.

November 5, 2022

Reader Interview: A Real-Life Millionaire Next Door

I chat with a local Perth reader about his journey to financial independence and his new life of freedom, after building considerable wealth though decades of saving, investing and business ownership.

October 6, 2022

The Incredible Power of Momentum

Financial independence can seem complex, but is easily broken down into simple actions. In this article, I explain how to beat procrastination and take your first steps, building momentum, and how surprisingly powerful it is.

September 26, 2022

Why Our Idea of Sacrifice Is Wrong

Everything we do comes with benefits and drawbacks.  When we ‘sacrifice’ one thing for another, we’re choosing a better set of benefits and drawbacks.  And if that’s the case, then it’s not really sacrifice at all.

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Really excellent material and knowledge on FI & common sense investing from an ordinary person’s viewpoint. You also have an incredible knack of writing simply but effectively.

Dwayne
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You guys are great at deploying information in an interesting
and down to earth way which is easily relatable so thank you once again.

Tahir
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It’s helped me so much when it came to thinking about my future and how to achieve FIRE. It motivated me to get my portfolio started and it’s put me in a relatively good position for my age (26).

Sarah
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Thanks so much for all the time and effort you put in to creating interesting and thought provoking articles. I really love your clear way of explaining things whether they be simple or complex.

Deborah
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Thanks again for everything you do on this blog. I appreciate the significant amount of time that you invest into this. It’s been a pleasure to read.

Harry
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After stumbling on your blog and podcast, it has helped me take actionable steps towards FI; putting me in a much better financial position than I was beforehand.

Andrea
New Book

Strong Money Australia: How to Gain Financial Independence and Create a Life of Freedom

After 5 years and hundreds of articles and podcasts, I decided to distill everything down into an easy to follow book.

Designed as a complete roadmap to achieving financial independence and retiring early in Australia.

The crucial lessons, principles and the philosophies around creating wealth and living life on your own terms. Built on my personal experience and what I've learned along the way.

Feedback

Dave you should get the Order of Australia medal 5 times over. No-one ever teaches any of this through 12 years of useless schooling. Thank you for sharing your wisdom!!!
Michael
Thank you so much for the podcast, I feel really empowered and in charge of my financial future.
Bridget
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