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Creating Freedom Through Financial Independence

Australia’s ultimate free
resource to help you:

Reach financial independence and retire early

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Take the right first steps on your journey with special content made for those just getting started.

Already on your FI journey?

Not a beginner? Start browsing through the content library and see what sparks your interest.


Who is Dave Gow?

After leaving work, I decided to share my thoughts on saving, investing, and the mindset that helped me reach financial independence.
From forklift driving to Financial Independence and freedom at 28.
Latest Articles
May 29, 2023

What’s the Difference Between FIRE in Australia and the US?

Is FIRE easier in Australia or the US? This article compares the differences between the two countries, as well as the key benefits and challenges of each.

May 18, 2023

The Economics of Publishing A Book (How It All Works)

I pull back the curtain on the book industry, sharing my experience with self publishing, how it all works, and why I chose that path.  I also share how much authors typically make and break down the numbers for my own book.

April 28, 2023

Early Retirement Update: Notes from the Other Side

In this post, I share more details on what day-to-day life is like 6 years after quitting my job. How I’ve been spending my time lately and the different things I’m focused on.

April 18, 2023

How to Deal With Those Awkward FIRE Conversations

I share my thoughts on how to talk to friends and family about FIRE, what to tell people about your situation, and navigating those awkward conversations around money and personal finance.

March 27, 2023

What Are Taxes Like When You Retire Early in Australia?

Learn how much tax you’ll pay when you live off an investment portfolio in Australia.  I consider dividends, franking credits, capital gains, and even part-time income.

February 28, 2023

Achievement vs Enjoyment (and How to Have Both)

I share my thoughts on moving from being ‘goal focused’ all the time, towards the ‘enjoyment phase’ of your life when you reach FI.  And how to do this while still feeling productive, happy, and doing things that matter to you.

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Really excellent material and knowledge on FI & common sense investing from an ordinary person’s viewpoint. You also have an incredible knack of writing simply but effectively.

Dwayne
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You guys are great at deploying information in an interesting
and down to earth way which is easily relatable so thank you once again.

Tahir
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It’s helped me so much when it came to thinking about my future and how to achieve FIRE. It motivated me to get my portfolio started and it’s put me in a relatively good position for my age (26).

Sarah
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Thanks so much for all the time and effort you put in to creating interesting and thought provoking articles. I really love your clear way of explaining things whether they be simple or complex.

Deborah
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Thanks again for everything you do on this blog. I appreciate the significant amount of time that you invest into this. It’s been a pleasure to read.

Harry
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After stumbling on your blog and podcast, it has helped me take actionable steps towards FI; putting me in a much better financial position than I was beforehand.

Andrea
New Book

Strong Money Australia: How to Gain Financial Independence and Create a Life of Freedom

After 5 years and hundreds of articles and podcasts, I decided to distill everything down into an easy to follow book.

Designed as a complete roadmap to achieving financial independence and retiring early in Australia.

The crucial lessons, principles and the philosophies around creating wealth and living life on your own terms. Built on my personal experience and what I've learned along the way.

Feedback

Dave you should get the Order of Australia medal 5 times over. No-one ever teaches any of this through 12 years of useless schooling. Thank you for sharing your wisdom!!!
Michael
Thank you so much for the podcast, I feel really empowered and in charge of my financial future.
Bridget
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