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Creating Freedom Through Financial Independence

Australia’s ultimate free
resource to help you:

Reach financial independence and retire early

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Take the right first steps on your journey with special content made for those just getting started.

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Not a beginner? Start browsing through the content library and see what sparks your interest.


Who is Dave Gow?

After leaving work, I decided to share my thoughts on saving, investing, and the mindset that helped me reach financial independence.
From forklift driving to Financial Independence and freedom at 28.
Latest Articles
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November 30, 2024

Relentless Saver Syndrome (And How to Overcome It)

My thoughts on a behavioural trap I see in the FI community, how to recognise it and how to fix it.  Far more common than you might think, and it can prevent you from enjoying the wonderful wealth you’re building.

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November 16, 2024

“Semi-Retiring In My Mid 30s” | Strong Money Stories #3

Lizzie changed her career, moved location, sold her home and switched investment strategy.  Now she’s looking to semi-retire in her 30s.

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October 5, 2024

7 Years of Freedom: Notes From The Other Side #3

I share what we’ve been up to in our 7th year of retirement.  Hear about our trips and travel plans, finances, volunteering, and more.

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September 21, 2024

How a 21-Year-Old is Fast-Tracking Financial Independence | Strong Money Stories #2

Discover how 21-year-old Kyle, took a pay cut, switched jobs, and is setting himself up for financial independence by paying off debt, living simply, and investing for the future.

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August 24, 2024

Mortgage Strategies For A Debt-Free Retirement

I break down 5 different mortgage strategies to ensure your mortgage is gone by retirement.  Thoughts on the benefits of debt free home ownership, mortgage vs dividends, and why not everyone wants to be debt free.

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July 27, 2024

From $0 to $500k invested in 5 years | Strong Money Stories #1

A reader shares their inspiring story of humble beginnings to building $500k of wealth in 5 years.  He shares family lessons, how he and his wife increased their income, and their FIRE goals over the next 5-10 years.

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Really excellent material and knowledge on FI & common sense investing from an ordinary person’s viewpoint. You also have an incredible knack of writing simply but effectively.

Dwayne
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You guys are great at deploying information in an interesting
and down to earth way which is easily relatable so thank you once again.

Tahir
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It’s helped me so much when it came to thinking about my future and how to achieve FIRE. It motivated me to get my portfolio started and it’s put me in a relatively good position for my age (26).

Sarah
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Thanks so much for all the time and effort you put in to creating interesting and thought provoking articles. I really love your clear way of explaining things whether they be simple or complex.

Deborah
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Thanks again for everything you do on this blog. I appreciate the significant amount of time that you invest into this. It’s been a pleasure to read.

Harry
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After stumbling on your blog and podcast, it has helped me take actionable steps towards FI; putting me in a much better financial position than I was beforehand.

Andrea
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10 Steps to Financial Independence
New Book

Strong Money Australia: How to Gain Financial Independence and Create a Life of Freedom

After 5 years and hundreds of articles and podcasts, I decided to distill everything down into an easy to follow book.

Designed as a complete roadmap to achieving financial independence and retiring early in Australia.

The crucial lessons, principles and the philosophies around creating wealth and living life on your own terms. Built on my personal experience and what I've learned along the way.

Feedback

Dave you should get the Order of Australia medal 5 times over. No-one ever teaches any of this through 12 years of useless schooling. Thank you for sharing your wisdom!!!
Michael
Thank you so much for the podcast, I feel really empowered and in charge of my financial future.
Bridget
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