Article

Everything we do comes with benefits and drawbacks.  When we ‘sacrifice’ one thing for another, we’re choosing a better set of benefits and drawbacks.  And if that’s the case, then it’s not really sacrifice at all.

I break down the concept of your ‘flex rate’, and how it can help you retire sooner and with greater peace of mind.  This can create years of extra freedom and squash the fear of not having enough money.

Our debt recycling situation, beefing up our share portfolio after selling an investment property, investing a lump sum, simplifying our accounts & going ‘all-in’ on shares.

I retired from my full-time job 5 years ago. Here’s how the experience is going, how I spend my time, and my advice for you.

Practical thoughts and ideas for keeping your finances in rock-solid shape as we live through a period of higher inflation.

How I’m planning to move forward after thinking about ASIC’s new guidelines for creators of online financial content.

My thoughts on ASIC’s crackdown on ‘finfluencers’ and online discussion about investing and finances. Why this ‘solution’ has multiple problems, and what it means for my content going forward.

Our latest portfolio update.  Net worth allocation.  Passive income tally.  Current share portfolio & how I’m seeing shares and property right now.

I share our house-buying experience while not working.  Why we bought, what type of property we bought, how we’re financing it, and whether it affects our FI numbers.

There’s a huge amount of ways we can spend our spare time which are fun, meaningful and also help us save.  Here’s a list of 50 enjoyable low cost activities I came up with.

Q&A includes:  Super vs mortgage vs investing.  Mechanics of index funds. 2024 tax changes and investment income.  Why invest monthly?  Should I sell my investment property?

In this article, I break down our spending from last year and show where each dollar went. Somehow we managed to live another enjoyable year on under $50k 😉