All Content

Why Our Idea of Sacrifice Is Wrong

Everything we do comes with benefits and drawbacks.  When we ‘sacrifice’ one thing for another, we’re choosing a better set of benefits and drawbacks.  And if that’s the case, then it’s not really sacrifice at all.

Your Flex Rate: The Crucial Factor Behind A Successful Early Retirement

I break down the concept of your ‘flex rate’, and how it can help you retire sooner and with greater peace of mind.  This can create years of extra freedom and squash the fear of not having enough money.

Why We’re Not Paying Off Our Mortgage

Our debt recycling situation, beefing up our share portfolio after selling an investment property, investing a lump sum, simplifying our accounts & going ‘all-in’ on shares.

What My Life is Like 5 Years After Retiring Early

I retired from my full-time job 5 years ago. Here’s how the experience is going, how I spend my time, and my advice for you.

How to Prosper Despite Higher Inflation

Practical thoughts and ideas for keeping your finances in rock-solid shape as we live through a period of higher inflation.

An Update on ASIC Guidelines and My Content

How I’m planning to move forward after thinking about ASIC’s new guidelines for creators of online financial content.

Podcast: ASIC’s New Guidance & The Future of FIRE & Chill

We discuss the crackdown on financial content by the regulator ASIC.  We share our thoughts on these issues, how it affects content creators and why we’ve decided to end the show.

Podcast: How to Deal With Taxes

In this episode, we talk about taxes on income and investments, possible ways to reduce tax on our financial journeys, and what tax looks like when we reach early retirement.

ASIC’s Crackdown of Financial Content & ‘Finfluencers’

My thoughts on ASIC’s crackdown on ‘finfluencers’ and online discussion about investing and finances. Why this ‘solution’ has multiple problems, and what it means for my content going forward.

Podcast: Minimalism and Financial Independence

We discuss the huge overlaps between Minimalism and the pursuit of financial independence.  The benefits, the possible drawbacks, and how to put these lessons into practice in our everyday lives.

Investment Portfolio Update: H1 2022

Our latest portfolio update.  Net worth allocation.  Passive income tally.  Current share portfolio & how I’m seeing shares and property right now.

Podcast: Starting the FI Journey From Zero Today

A thought experiment. What if we had to start our wealth-building journey all over again from scratch today. I share the steps I would take.