All Content

Achievement vs Enjoyment (and How to Have Both)

I share my thoughts on moving from being ‘goal focused’ all the time, towards the ‘enjoyment phase’ of your life when you reach FI.  And how to do this while still feeling productive, happy, and doing things that matter to you.

The Luxury of Outsourcing (Why I Don’t DIY)

I look at the many pros and cons of DIY vs Outsourcing, and why the tradeoffs are different for everyone. I also share my approach and explain how to figure out what’s best for your situation.

Our Household Spending in 2022 (Full Breakdown)

I share exactly how much money we spent in 2022, the breakdown for every single category, and how it compares to the prior year.

How to Spend More While Still Getting Richer

Why it’s okay to increase your spending as you become wealthier. And how to do it in such a way that guarantees you keep on getting richer. Plus my thoughts on operating like a rich person.

Looking Back on 2022: Our Year in Review

In this post I share what we’ve been up to this year. We bought a house, continued volunteering, I wrote a book, we kept investing + lots more.

Reader Interview: A Real-Life Millionaire Next Door

I chat with a local Perth reader about his journey to financial independence and his new life of freedom, after building considerable wealth though decades of saving, investing and business ownership.

The Incredible Power of Momentum

Financial independence can seem complex, but is easily broken down into simple actions. In this article, I explain how to beat procrastination and take your first steps, building momentum, and how surprisingly powerful it is.

Why Our Idea of Sacrifice Is Wrong

Everything we do comes with benefits and drawbacks.  When we ‘sacrifice’ one thing for another, we’re choosing a better set of benefits and drawbacks.  And if that’s the case, then it’s not really sacrifice at all.

Your Flex Rate: The Crucial Factor Behind A Successful Early Retirement

I break down the concept of your ‘flex rate’, and how it can help you retire sooner and with greater peace of mind.  This can create years of extra freedom and squash the fear of not having enough money.

Why We’re Not Paying Off Our Mortgage

Our debt recycling situation, beefing up our share portfolio after selling an investment property, investing a lump sum, simplifying our accounts & going ‘all-in’ on shares.

What My Life is Like 5 Years After Retiring Early

I retired from my full-time job 5 years ago. Here’s how the experience is going, how I spend my time, and my advice for you.

How to Prosper Despite Higher Inflation

Practical thoughts and ideas for keeping your finances in rock-solid shape as we live through a period of higher inflation.